At start-up, with no track record and a lack of financial collateral, debt finance can be hard to get, especially for the financially excluded. Under-capitalisation is also a significant issue for women starting businesses – and in today’s economic climate, it’s equally as challenging to access finance for working or growth capital.
To unlock funding requires a robust demonstration of investment readiness – developing a validated business proposition that shows clearly how and when loan repayments will be met, or returns and an exit plan for equity investors. A proven fit and known route to market needs and demands, with timescales and realistic costs, must be integral to financial projections and business plans.
With more than 30 years of working with new and established, high and low growth businesses, YTKO Group succeeds in helping business owners to overcome funding barriers, with specific support to unlock the flow of money. We’ve helped clients raise over £40m to date, from small microfinance grants to £multi-million venture capital.
Through our Outset Finance programme, which offers businesses trading for less than 24 months, we offer access to government-backed Start Up Loans, while ambitious growing businesses can access our investment readiness expertise through GetSet for Growth, via which we help business owners understand, plan, finance and achieve their growth potential. We also have our own investment portfolio and angel network.